Eagle, Garfield, Gunnison, Lake, and Pitkin Counties - Energy Smart Colorado Loan Program

Energy Smart Colorado is the first rural multi-jurisdictional consortium in the U.S. to implement a comprehensive residential energy efficiency program.

Residents of Roaring Fork Valley and Eagle, Gunnison, Lake, and Summit Counties are eligible for energy efficiency and renewable energy assistance, rebates, and financing through the Energy Smart Colorado program. The program helps homeowners identify, finance, and complete energy improvements in their homes.

Each participating county operates an Energy Resource Center (ERC), providing homeowners and contractors with a local, reliable one-stop-shop for information and service. Each ERC is staffed with a Building Performance Institute certified Home Energy Advisor who provides expert advice, coaching, and assistance with enrollments, home energy assessments, and improvement projects.

Home Energy Assessment

Interested homeowners can schedule a reduced-cost home energy assessment with a qualified Energy Smart Analyst who will come to the home and perform a comprehensive home safety and energy assessment. There are a variety of free improvements the Energy Smart Analyst may install at the time of the assessment including a programmable thermostat, efficient lighting, hot and cold water pipe insulation, a hot water tank insulation blanket, and door weather-stripping.


The Energy Smart Loan Program is available to residents of Eagle, Gunnison, Lake, and Pitkin Counties. With a simple application process and an interest rate starting at 3.75%, the Loan Program provides an accessible tool for homeowners to use in upgrading their homes.

Loan transactions are managed by Funding Partners, a Community Development Financial Institution based in Fort Collins. Contractors act as liaisons for the financing program, assisting their clients in designing eligible projects and submitting the application.

For questions about the loan, contact Energy Smart Partners at (970) 494-2021 or info@fundingpartners.org. For questions about the program and eligible projects, contact the applicable local energy resource center listed below.